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Designed in 2012, Ripple (Symbol: XRP) is a blockchain system uses real-time gross settlement system to transfer and exchange money.
The coin has the Ripple Transaction Protocol (RTXP) or Ripple protocol designed on a scattered open-source Internet protocol, consensus ledger, and XRP coin. Ripple attempt to promote safe, immediate and nearly free global monetary transactions with every size. Ripple helps tokens represent real money, digital currency, commodity or any other intrinsic value items like the number of phone minutes.
Ripple is relied on a shared, public ledger employing a consensus process that allows payments, exchanges, and remittance in an allocated process. Ripple ensures its consensus framework against rival Stellar Network in 2014. At the moment Ripple becomes the third-largest digital crypto market, just behind Bitcoin and Ethereum.
Some organizations like Santander, UniCredit employ Ripple Protocol. More and more banks and payment networks have adopted Protocol as a new foundation technology. According to the bank, the allocated ledgers performed in Ripple platform have lots of advantages such as price and security of digital currencies like Bitcoin